Our Partner TGI

TG International Insurance Brokerage, Inc. (TGI) has been a recognized leader for over 25 years in specialized protection for the international trade community. Their “trusted” programs are backed by the financial security of one of the world’s most respected underwriters, thereby providing “peace of mind” for any relocation.

Door-to-Door Basis

Travel Guard offers a “Declared Value Coverage” or “Replacement Value Coverage” on a Door-to-Door Basis. Goods insured under those policies must be properly packed by a professional, commercial household goods moving company to withstand transportation, and must be shipped by commercial carriers on a Door-to-Door Basis, and must include delivery and full unpacking by a professional household goods moving company.

Declared Value Coverage

A valued declaration of the entire shipment must be provided to our insurance company with the certificate reporting copy. Claim settlement will be based upon the declared value specified in the declaration, or the cost of replacement, or the cost of repair, whichever amount is less.

If a valued declaration of the entire shipment is not provided, claim settlement will be based on the actual cash value (replacement cost, less depreciation) of the property at the time of loss, or the cost of replacement or the cost of repair, whichever amount is less.

Replacement Value Coverage

Full replacement value coverage can be provided at an additional premium charge. The entire shipment must be insured at 100% of its current replacement cost, and a declaration/value list of high-value items must be provided to our insurance company with the certificate reporting copy. In the event of a claim, full replacement value coverage allows for replacement with new items of comparable quality, the declared value, or the cost of repair, whichever amount is less. Recovery is limited to the total insured value.

How to value your property for insurance purposes ?

A detailed valued declaration of the entire shipment is always recommended. At the very least, a “high value items list” is essential to avoid limited underwriter liability. If you need a declaration form, Delahaye Blue Ribbon will provide one for your convenience.

The valued declaration can be prepared on “DBR's Valued Inventory Form”, or on a separate handwritten or computer generated list. Valuations can be made in any currency; however, the type of currency must be stated on the declaration.

High value items: Items having an individual or set value at or above US $ 1,000.00 must be individually declared and valued prior to packing. If high value items are not specificially declared, recovery is limited to a maximum of US $ 100.00 per item or set.

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Named Perils Coverage

As Delahaye Blue Ribbon cannot be responsible for the packing by PBO (packed by owner) shipments, we can provide you with the Named Perils coverage. This is a No deductible household goods/personal effects and vehicle coverage for PBO shipments. Reimbursement for loss/or damage only takes place when loss/damage is a direct result of:

Goods by air: Loss and/or damage caused by fire, lightning, cyclones/tornados or aircraft crash

Goods by sea: Loss and/or damage caused by stranding, sinking, burning or collision of the vessel, bursting of boilers, latent defect in hull or machinery, lettison of the cargo, barratry or explosion

Goods by land: Loss and/or damage caused by collision, upset or overturn of the transporting conveyance, derailment, fire, lightning, sling loss, flood (rising of navigable waters), collapse or subsidence of docks, earthquake, cyclones/hurricanes or sprinkler leakage.

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Storage Extension Insurance Coverage

Do not confuse warehouse storage charges with insurance storage extension fees; these are two distinctly different services and charges.

Please refer to the insurance certificate to determine how many days of “free” storage insurance coverage are allowed.

If the property will remain in storage beyond the “free” storage period, please note the following:

The insurance certificate packet contains a “Storage Extension Request Form”. If you are not having this form, please contact Delahaye Blue Ribbon. Be sure to make copies of this form if storage will be extended for more than one period. (Storage extensions are based on a 30-day period or any fraction thereof).

Please do not hesitate to contact Delahaye Blue Ribbon for any assistance in this matter.

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What to do in case of claim

Please refer to the insurance certificate packet for claim form, instructions for filing a claim and claim file time limitations.

The claim must be sent directly to our partner TGI within the proper claim filing time period. Do not submit your claim to Delahaye Blue Ribbon.

Please do not hesitate to contact Delahaye Blue Ribbon for any assistance in this matter.

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